Individuals and Families

Individual and family needs center around ensuring long-term financial security. Products for individuals and families should provide steady growth with low to medium risk. Pre-retirement individuals are looking for a plan that provides a secure retirement, while retirees may seek income to supplement their savings. Families seek security for their children and grandchildren through stable investments with long-term returns. Because most people are not experienced in financial planning, deciding how best to meet these objectives is prohibitively difficult. 

At CONCERT, we seek to remove the difficulty from financial decisions, empowering you to take control and fulfill your objectives. Individuals we serve want an advisor that can provide a holistic financial plan. Managing the complexities of everyday life is a difficult undertaking, so we seek to provide a roadmap that empowers you to achieve your financial goals.

Business Owners

Business owners face a unique situation as they have to manage not only their personal finances but also those of their business. The trick is making sure that as long as you work in your business, your business also works for you, helping you get closer every day to your long-term financial goals. In addition, a comprehensive succession plan is critical, so that you can retire on your own terms.

CONCERT financial advisors are experienced in these situations and can provide consulting services for developing your business or help you determine the best succession plan for your business, so that you can still live comfortably in retirement while achieving the best long-term solution for your business.

If you are looking for an advisor that can help both you and your business, CONCERT is the answer. Our holistic approach to financial planning ensures that all of your concerns are taken into consideration before a plan is implemented.

High Net-Worth Clients

Wealth Management

With more wealth to manage, high net-worth clients face complex problems that require comprehensive, multi-faceted solutions. Prioritizing desired results and financial goals becomes a project in itself. Our advisors are accustomed to working through a complex situation and providing the simplest solution to preserve and grow your wealth through prudent planning and asset management.

We can assist with managing wealth within your family so that it is preserved for future generations and passed along according to your specifications. Often this includes estate planning, assisting in teaching younger generations about the responsibilities of wealth, exploring philanthropic goals and options to achieve them, and structuring your assets to manage taxes and other consequential implications.

Institutional Clients

Businesses do not have the same needs as individuals. Businesses seek services to help sustain business operations, and do not have goals such as retirement to divert the focus from the health and strength of the company. They typically need services such as cash management solutions, employee compensation plans, and succession planning. Even well-run companies may be deficient in these areas, and implementing solutions in any or all of these areas can be difficult.

At CONCERT, we provide corporate services to companies that wish to improve their business, utilize cash diligently and offer retirement plans to their employees. In addition, our advisors have access to our Business Consulting group, which can advise on business operations, valuation, succession, cash management, and more. Allow CONCERT to optimize your cash management strategy to capitalize on opportunities as they present themselves, implement a retirement benefits plan to keep your employee’s futures secure, and develop a succession plan to ensure the future of your company is strong no matter what comes its way.