Cindy X. Chin - WM International, MD
|
|
Before joining CONCERT Global Wealth Management, Cindy developed her expertise at Merrill Lynch, Fidelity Investments and JPMorgan Chase in New York City and San Diego. Cindy obtained her MBA from The Lally School of Management and Technology at Rensselaer Polytechnic Institute and completed continued professional study at New York University and University of Southern California. Cindy has earned Chartered Retirement Planning Counselor (CRPC®), Chartered Advisor in Philanthropy (CAP®) and Certified Divorce Financial Analyst (CDFA™) professional designations. Cindy is also a certified Personal Investment Advisory (PIA) and a certified Special Needs Advisor for Families of Children with Disabilities (CSNA). She successfully passed her CFA (Chartered Financial Analyst)-I at her first attempt and is a CFA-II Candidate. Cindy is fully licensed with Series 7, Series 66, Life and Health. She is fluent in spoken and written Chinese and English. Cindy's practice philosophy is to become an essential lifelong partner to those who have trusted her to advise on accumulating, building, preserving, distributing, estate and legacy planning. She believes in building a long-last client relationship based on trust, integrity, commitment and communication. As a trusted advisor Cindy offers both domestic and international clients an array of investment custodian choices including(not in any particular order)BNY Mellon Pershing, JP Morgan, UBS, Morgan Stanley, Merrill Lynch, Fidelity Investments, Charles Schwab, TD Ameritrade.Clients have access to the best of breed leaders with conflict free and broad breadth of services. For her US domestic clients Cindy provides personalized family wealth management services to affluent individuals, families, corporate and small business executives. She also assists her business clients with Executive Bonus Plan, Buy & Sell Agreement for business partners and business retirement plans such as 401K for small to medium businesses. She specializes in developing strategies for asset and liability management, tax minimization, income and asset protection and generational asset transfer to help clients achieve their financial goals of creating, preserving, growing, protecting and transferring wealth to establish lasting legacies in the most tax efficient manner. In the international arena Cindy has extensive experience in Private Wealth Management and Financial Advisory Services to Asian off-shore and multi-national high net worth clients. She assists her international clients primarily new Chinese immigrants with a wide-range and comprehensive services, including professional portfolio management, stock option analysis, retirement planning, hedging and monetization of concentrated equity positions, risk management analysis, and a full complement of wealth preservation, transfer and philanthropic solutions. Cindy resides in Newport Beach, Southern California with her dogs, Lovey and Lucky. In her spare time, Cindy enjoys golf, ballroom dance, tennis, history, classical music and travel. Currently, Cindy is a member of All Green Golf Association and Pelican Hill Golf Club. She is also an active participant at Avant Garde and Club One Ballroom Dance Studios. Cindy has been actively involved with some local not-for-profit organizations through volunteer efforts; she enjoys helping under-privileged children with education opportunities and medical assistance.
19200 Von Karman |
